Aeroplan Elite Status qualiication. SQM do not count towards Million Mile Status. Additional Cardholder(s) are not eligible to receive SQM or SQS through

this beneit; however, all net spend by Additional Cardholder(s) will count towards the Primary Cardholder’s spend. The Cardholder may earn unlimited

bonus SQM and SQS during an Elite Status qualiication period. All Aeroplan Elite Status conditions apply and can be reviewed at

aircanada.com/elite-termsandconditions

Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder.

recommendations and passenger demand resulting from the impact of COVID19, available destinations may vary.

airline reservation must be identical to the name on the Aeroplan Account of the traveller. For Additional Cardholders’ ability to access available beneits,

their Aeroplan number must be linked to a valid credit card Account as veriied by the bank. Linking can be done by visiting

www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is

linked to the Additional Cardholder credit card, for these beneits to be activated. Aeroplan member Accounts of the Primary Cardholder and Additional

Cardholder(s) must be in good standing at time of light for airline beneits to apply. Airline beneits will no longer be available upon Account closure,

regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and beneits are subject to the Aeroplan Program

Terms & Conditions (aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a beneit, as

eligible Maple Leaf Lounge and Air Canada Café through December 31, 2023. Any guest entering a Maple Leaf Lounge and Air Canada Café must be

returns and credits) in the 12 months prior to Card renewal date. The pass will be deposited into the Aeroplan Account up to 10 weeks after your Cardholder

renewal date. The pass entitles a companion to accompany Primary Cardholder for a ixed base fare, when Primary Cardholder books a published economy

fare on a light marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Passes are valid for 12months from the

date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via

aircanada.com, the Air Canada Mobile App, or through the Air Canada call centre (“Air Canada Reservations”). Valid for one round-trip for a companion when

travelling on the same itinerary and booked at the same time as Primary Cardholder. Maximum one companion pass may be used per booking. If one-way

travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel is forfeited. Total pricing varies based on

itinerary booked. Primary Cardholder may use the pass only once on their choice of travel (i) within Canada and continental United States (excluding Hawaii)

and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 base fare. Companion will be responsible to pay all applicable

taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States.

Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. Companion will be booked into same fare brand as

200,000 Status Qualifying Miles (SQM) from the prior qualiication year to the next qualiication year. This beneit applies when the member qualiied for

Aeroplan Elite Status by earning the required Status Qualifying Miles or Status Qualifying Segments (SQS), as well as the required Status Qualifying Dollars

(SQD), in the prior qualiication year. If the member has been granted complimentary status, as determined by Air Canada, that is higher than the status

they would have earned via their Status Qualifying balances, the rollover amount will be based on the status they would have earned otherwise (if any), and

not the granted status. SQM rolled over from the previous qualifying year will apply towards status qualiication for the following qualifying year. Rollover

SQM will be deposited directly into the member’s Aeroplan Account no later than March 30 of any given year, provided the member earned at least

Aeroplan 25K Status based on their Status Qualifying balances from the prior qualifying year. Rollover does not apply to SQS or SQD. Beneit is only

available to Primary Cardholders and does not apply to Additional Cardholders. In the event the credit card is changed to a dierent product or the Account

is closed, regardless of reason for closure, any SQM rolled over as a result of this beneit will be removed from the Aeroplan Account, and any status earned

as a result of these rolled over Status Qualifying Miles may also be rescinded. SQM do not count towards Million Mile Status and are not redeemable

towards Aeroplan rewards. Where a Primary Cardholder is eligible to roll over SQM under another Aeroplan credit card, the total cumulative roll over of all

SQM towards Aeroplan Elite Status cannot exceed the maximum of 200,000 SQM. All Aeroplan Elite Status conditions apply and can be reviewed at

received in the prior status year to the next status year. eUpgrade credits issued on a promotional basis, as well as those already rolled over from a previous

beneit year, are not eligible for this beneit. Rollover eUpgrade credits will be deposited directly into the member’s Aeroplan Account no later than March 30

of any given year, provided the member holds Aeroplan Elite Status at that time, and held Aeroplan Elite Status in the previous beneit year. If the credit card

is changed to a dierent product or the Account is closed, regardless of reason for closure, any unused, rolled over eUpgrade credits will be forfeited and

the Account. To be eligible for the statement credit, the Account must be in good standing at the time the NEXUS application fee is charged and posted on

the Account. NEXUS means the expedited border control program oered jointly by the Canada Border Services Agency and the U.S. Customs and Border

Protection. The terms of the NEXUS program are established by NEXUS, please visit www.cbsa-asfc.gc.ca/prog/nexus/term-eng.html. The Toronto-Dominion

Bank and its ailiates are not responsible for the NEXUS program.

You must be an eligible Visa Ininite Privilege Cardholder with a valid Canadian issued Visa Ininite Privilege card to take advantage of the VisaIninite

(“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this beneit either through the Visa Airport Companion App

(available to download for free) or on the Program Website (visaairportcompanion.ca) using a valid Canadian issued Visa Ininite Privilege Card. Upon

enrollment, 6 complimentary lounge visits will be available for the Cardholder per membership year; the complimentary visits can be used by the

Cardholder for themselves and for their accompanying guests at participating lounges. All additional visits beyond the complimentary visits are subject to a

fee of $32 USD (subject to change) per person per visit. Applicable lounge access charges will be billed to the Visa Ininite Privilege Card connected to the

You must be an eligible Visa Ininite Privilege Cardholder with a valid Canadian-issued Visa Ininite Privilege Card to take advantage of the Visa RSVP Rewards

Beneit (“Beneit”), provided by Northland Properties Corporation (“Northland”). Cardholders must enroll for the RSVP Rewards program (“RSVPRewards”) at

rsvprewards.com/sign-up using their eligible Visa Ininite Privilege Card to qualify for the Beneit; existing RSVP Rewards program members who are eligible

Cardholders should call 1.800.726.3626 for instructions on how to obtain the Beneit. Once enrolled, eligible Cardholders will receive automatic Diamond

Provided by Avis Rent A Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Oer subject to other

terms and conditions.

Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator.

Beneits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in

the Certiicate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance oers dierent beneits, with dierent terms and

conditions than the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, with which you

jurisdictions, rental agencies may require you to purchase the CDW coverage from them – it is important to call before booking your car rental to conirm

their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental

exclusions and further details.

TD Credit Card. Beneits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certiicate of Insurance

TD Auto Club Membership provided by AXA Assistance Canada Inc., an independent third-party service provider. The Toronto-Dominion Bank and its